* {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    :root {
      --ink: #101114;
      --charcoal: #181a20;
      --cream: #B1F2F7;
      --cream-2: #fffaf1;
      --gold: #f2b84b;
      --orange: #ff7a3d;
      --green: #13a56f;
      --blue: #3d6cff;
      --muted: #6f726f;
      --line: rgba(16, 17, 20, 0.12);
      --white: #ffffff;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      font-family: Inter, Arial, Helvetica, sans-serif;
      background: var(--cream);
      color: var(--ink);
      line-height: 1.55;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    .page {
      overflow: hidden;
    }

    .container {
      width: min(1180px, 92vw);
      margin: 0 auto;
    }

    .topbar {
      position: fixed;
      top: 18px;
      left: 50%;
      transform: translateX(-50%);
      width: min(1180px, 92vw);
      z-index: 50;
      background: rgba(255, 250, 241, 0.78);
      border: 1px solid rgba(16, 17, 20, 0.12);
      backdrop-filter: blur(18px);
      border-radius: 999px;
      padding: 10px 12px 10px 22px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      box-shadow: 0 18px 50px rgba(24, 26, 32, 0.08);
    }

    .brand {
      display: flex;
      align-items: center;
      gap: 10px;
      font-weight: 900;
      font-size: 22px;
      letter-spacing: -0.8px;
    }

    .brand-symbol {
      width: 34px;
      height: 34px;
      background: var(--ink);
      color: var(--gold);
      border-radius: 50%;
      display: grid;
      place-items: center;
      font-weight: 900;
    }

    .menu {
      display: flex;
      align-items: center;
      gap: 24px;
      font-size: 14px;
      color: #42443f;
    }

    .pill-btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-height: 46px;
      padding: 0 22px;
      border-radius: 999px;
      font-weight: 800;
      border: 1px solid transparent;
      transition: 0.25s ease;
      cursor: pointer;
    }

    .pill-dark {
      background: #218D96;
      color: var(--white);
    }

    .pill-dark:hover {
      transform: translateY(-2px);
      box-shadow: 0 12px 30px rgba(16, 17, 20, 0.22);
    }

    .pill-light {
      background: rgba(255,255,255,0.7);
      border-color: rgba(16,17,20,0.12);
      color: #218D96;
    }

    .hero {
      position: relative;
      min-height: 100vh;
      padding: 150px 0 90px;
      background: linear-gradient( 58deg, #D2FCFF 0%, #BCF7FB 50%, #B1F2F7 100%), radial-gradient( 149.89% 93.68% at 20% 22%, rgba(33,141,150,0.29) 0%, rgba(33,141,150,0) 26%), radial-gradient( 150.44% 94.02% at 78% 16%, rgba(33,141,150,0.37) 0%, rgba(33,141,150,0) 28%);
    }

    .hero::after {
      content: "";
      position: absolute;
      inset: auto -12% -24% auto;
      width: 620px;
      height: 620px;
      border-radius: 50%;
      background: var(--ink);
      opacity: 0.08;
    }

    .hero-layout {
      position: relative;
      z-index: 2;
      display: grid;
      grid-template-columns: 1fr 0.88fr;
      align-items: center;
      gap: 68px;
    }

    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 9px;
      font-size: 14px;
      font-weight: 900;
      text-transform: uppercase;
      letter-spacing: 1.6px;
      color: #218D96;
      margin-bottom: 22px;
    }

    .eyebrow::before {
      content: "";
      width: 42px;
      height: 2px;
      background: #218D96;
    }

    .hero h1 {
      font-size: clamp(50px, 7vw, 92px);
      line-height: 0.92;
      letter-spacing: -4px;
      max-width: 760px;
      margin-bottom: 28px;
    }

    .hero h1 span {
      display: inline-block;
      background: #218D96;
      color: #C6EFD1;
      padding: 0 14px 8px;
      border-radius: 22px;
      transform: rotate(-1deg);
    }

    .hero-copy {
      max-width: 610px;
      color: #4d504b;
      font-size: 19px;
      margin-bottom: 34px;
    }

    .hero-actions {
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      gap: 14px;
      margin-bottom: 42px;
    }

    .trust-strip {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      max-width: 640px;
      border: 1px solid rgba(16,17,20,0.12);
      border-radius: 26px;
      background: rgba(255,255,255,0.45);
      overflow: hidden;
    }

    .trust-item {
      padding: 18px;
      border-right: 1px solid rgba(16,17,20,0.1);
    }

    .trust-item:last-child {
      border-right: none;
    }

    .trust-item strong {
      display: block;
      font-size: 22px;
      line-height: 1;
      margin-bottom: 8px;
    }

    .trust-item span {
      color: var(--muted);
      font-size: 13px;
    }

    .dashboard-wrap {
      position: relative;
    }



    section {
      padding: 110px 0;
    }

    .split-title {
      display: grid;
      grid-template-columns: 0.85fr 1fr;
      gap: 50px;
      align-items: end;
      margin-bottom: 56px;
    }

    .label {
      color: #218D96;
      font-size: 13px;
      font-weight: 900;
      text-transform: uppercase;
      letter-spacing: 1.8px;
      margin-bottom: 14px;
    }

    .label-f {
      color: #C6EFD1;
      font-size: 13px;
      font-weight: 900;
      text-transform: uppercase;
      letter-spacing: 1.8px;
      margin-bottom: 14px;
    }

    .split-title h2 {
      font-size: clamp(36px, 5vw, 62px);
      line-height: 0.98;
      letter-spacing: -2.5px;
    }

    .split-title p {
      color: var(--muted);
      font-size: 18px;
      max-width: 620px;
    }

    .story {
      background: #218D96;
      color: white;
      position: relative;
    }

    .story::before {
      content: "FINARA";
      position: absolute;
      left: -30px;
      top: 30px;
      color: rgba(255,255,255,0.035);
      font-size: 180px;
      font-weight: 900;
      letter-spacing: -10px;
    }

    .story .split-title p,
    .story .label {
      color: rgba(255,255,255,0.68);
    }

    .story .label {
      color: #C6EFD1;
    }

    .story-grid {
      position: relative;
      z-index: 2;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      border: 1px solid rgba(255,255,255,0.12);
      border-radius: 34px;
      overflow: hidden;
    }

    .story-cell {
      padding: 30px;
      min-height: 230px;
      background: rgba(255,255,255,0.04);
      border-right: 1px solid rgba(255,255,255,0.1);
    }

    .story-cell:last-child {
      border-right: none;
    }

    .story-cell .num {
      color: #C6EFD1;
      font-size: 15px;
      font-weight: 900;
      margin-bottom: 44px;
    }

    .story-cell h3 {
      font-size: 23px;
      line-height: 1.1;
      margin-bottom: 12px;
    }

    .story-cell p {
      color: rgba(255,255,255,0.62);
      font-size: 15px;
    }

    .features {
      background: #F6F6F6;
    }

    .feature-mosaic {
      display: grid;
      grid-template-columns: 1.1fr 0.9fr 0.9fr;
      grid-template-rows: 280px 280px;
      gap: 20px;
    }

    .mosaic-card {
      border-radius: 34px;
      padding: 30px;
      position: relative;
      overflow: hidden;
      border: 1px solid var(--line);
    }

    .mosaic-card h3 {
      font-size: 28px;
      line-height: 1.05;
      margin-bottom: 14px;
      letter-spacing: -1px;
      position: relative;
      z-index: 2;
    }

    .mosaic-card p {
      color: #555951;
      max-width: 360px;
      position: relative;
      z-index: 2;
    }

    .mosaic-big {
      grid-row: span 2;
      background: var(--gold);
    }

    .mosaic-big::after {
      content: "₦";
      position: absolute;
      right: -24px;
      bottom: -90px;
      font-size: 360px;
      font-weight: 900;
      color: rgba(16,17,20,0.09);
      line-height: 1;
    }

    .mosaic-dark {
      background: #218D96;
      color: white;
    }

    .mosaic-dark p {
      color: rgba(255,255,255,0.66);
    }

    .mosaic-white {
      background: white;
    }

    .mosaic-green {
      background: #dff7e9;
    }

    .mosaic-orange {
      background: #ffe2cf;
    }

    .mosaic-blue {
      background: #e5ebff;
    }

    .process {
      background: #E2F6F4;
    }

    .process-lane {
      display: grid;
      gap: 18px;
    }

    .process-row {
      display: grid;
      grid-template-columns: 140px 1fr 0.8fr;
      align-items: center;
      gap: 24px;
      background: rgba(255,255,255,0.55);
      border: 1px solid var(--line);
      border-radius: 28px;
      padding: 22px;
    }

    .process-index {
      width: 88px;
      height: 88px;
      border-radius: 50%;
      background: #218D96;
      color: #FFFFFF;
      display: grid;
      place-items: center;
      font-size: 30px;
      font-weight: 900;
    }

    .process-row h3 {
      font-size: 30px;
      letter-spacing: -1px;
      margin-bottom: 4px;
    }

    .process-row p {
      color: var(--muted);
      font-size: 16px;
    }

    .process-tag {
      justify-self: end;
      padding: 12px 18px;
      border-radius: 999px;
      background: white;
      border: 1px solid var(--line);
      color: #575a55;
      font-weight: 800;
      font-size: 14px;
    }

    .security {
      background: #111827;
      color: white;
      position: relative;
    }

    .security-panel {
      display: grid;
      grid-template-columns: 0.9fr 1.1fr;
      gap: 34px;
      align-items: stretch;
    }

    .security-left {
      background: linear-gradient(135deg, #202938, #111827);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 38px;
      padding: 38px;
      min-height: 520px;
      display: flex;
      flex-direction: column;
      justify-content: space-between;
    }

    .security-left h2 {
      font-size: clamp(36px, 5vw, 62px);
      line-height: 0.98;
      letter-spacing: -2px;
      margin-top: 14px;
    }

    .shield {
      width: 96px;
      height: 110px;
      background: #C6EFD1;
      color: var(--ink);
      clip-path: polygon(50% 0%, 90% 16%, 82% 78%, 50% 100%, 18% 78%, 10% 16%);
      display: grid;
      place-items: center;
      font-size: 40px;
      font-weight: 900;
    }

    .security-left p {
      color: rgba(255,255,255,0.68);
      font-size: 17px;
    }

    .security-list {
      display: grid;
      gap: 18px;
    }

    .security-item {
      background: rgba(255,255,255,0.06);
      border: 1px solid rgba(255,255,255,0.1);
      border-radius: 28px;
      padding: 28px;
    }

    .security-item h3 {
      color: #C6EFD1;
      font-size: 24px;
      margin-bottom: 10px;
    }

    .security-item p {
      color: rgba(255,255,255,0.68);
    }

    .faq-contact {
      background: var(--cream-2);
    }

    .two-col {
      display: grid;
      grid-template-columns: 0.8fr 1.2fr;
      gap: 34px;
      align-items: start;
    }

    .contact-card {
      position: sticky;
      top: 110px;
      background: #C6EFD1;
      color: #218D96;
      border-radius: 34px;
      padding: 34px;
    }

    .contact-card h2 {
      font-size: 42px;
      line-height: 1;
      letter-spacing: -1.5px;
      margin-bottom: 18px;
    }

    .contact-card p {
      color: #218D96;
      margin-bottom: 24px;
    }

    .contact-line {
      padding: 16px 0;
      border-top: 1px solid #218D96;
    }

    .contact-line small {
      display: block;
      color: #218D96;
      margin-bottom: 4px;
    }

    .contact-line strong {
      font-size: 16px;
    }

    .faq-list {
      display: grid;
      gap: 14px;
    }

    .faq-item {
      background: white;
      border: 1px solid var(--line);
      border-radius: 26px;
      padding: 26px;
    }

    .faq-item h3 {
      font-size: 22px;
      margin-bottom: 8px;
      letter-spacing: -0.5px;
    }

    .faq-item p {
      color: var(--muted);
    }

    .final-cta {
      padding: 0;
      background: var(--cream-2);
    }

    .cta-block {
      background: #218D96;
      border-radius: 48px 48px 0 0;
      padding: 80px 50px;
      text-align: center;
      color: #FFFFFF;
    }

    .cta-block h2 {
      font-size: clamp(38px, 6vw, 78px);
      line-height: 0.94;
      letter-spacing: -3px;
      margin-bottom: 20px;
    }

    .cta-block p {
      max-width: 680px;
      margin: 0 auto 30px;
      color: #FFFFFF;
      font-size: 18px;
      font-weight: 650;
    }
    
    .cta-block .pill-dark {
      background: #C6EFD1;
      color: #218D96;
    }

    footer {
      background: var(--ink);
      color: white;
      padding: 54px 0 28px;
    }

    .footer-grid {
      display: grid;
      grid-template-columns: 1.3fr 0.7fr 0.7fr;
      gap: 44px;
      margin-bottom: 36px;
    }

    footer h3 {
      font-size: 28px;
      margin-bottom: 12px;
    }

    footer h4 {
      margin-bottom: 12px;
    }

    footer p,
    footer a {
      color: rgba(255,255,255,0.62);
      font-size: 14px;
    }

    .footer-links {
      display: grid;
      gap: 8px;
    }

    .footer-bottom {
      border-top: 1px solid rgba(255,255,255,0.12);
      padding-top: 22px;
      display: flex;
      justify-content: space-between;
      gap: 20px;
      flex-wrap: wrap;
      color: rgba(255,255,255,0.48);
      font-size: 13px;
    }

    @media (max-width: 980px) {
      .menu a:not(.pill-btn) {
        display: none;
      }

      .hero-layout,
      .split-title,
      .security-panel,
      .two-col {
        grid-template-columns: 1fr;
      }

      .feature-mosaic {
        grid-template-columns: 1fr 1fr;
        grid-template-rows: auto;
      }

      .mosaic-big {
        grid-row: auto;
        grid-column: span 2;
        min-height: 320px;
      }

      .story-grid {
        grid-template-columns: 1fr 1fr;
      }

      .story-cell:nth-child(2) {
        border-right: none;
      }

      .process-row {
        grid-template-columns: 90px 1fr;
      }

      .process-tag {
        grid-column: 2;
        justify-self: start;
      }

      .contact-card {
        position: static;
      }

      .footer-grid {
        grid-template-columns: 1fr;
      }
    }

    @media (max-width: 640px) {
      .topbar {
        top: 10px;
        width: 94vw;
        border-radius: 24px;
      }

      .brand {
        font-size: 20px;
      }

      .hero-layout {
         display: block;
      }
      
      .dashboard-wrap img {
         width: stretch;
         margin-top: 40px;
      }

      .pill-btn {
        min-height: 40px;
        padding: 0 16px;
        font-size: 13px;
      }

      .hero {
        padding: 125px 0 68px;
      }

      .hero h1 {
        letter-spacing: -2.2px;
      }

      .hero h1 span {
        border-radius: 14px;
        padding-bottom: 4px;
      }

      .trust-strip {
        grid-template-columns: 1fr;
      }

      .trust-item {
        border-right: none;
        border-bottom: 1px solid rgba(16,17,20,0.1);
      }

      .trust-item:last-child {
        border-bottom: none;
      }

      .dashboard-card {
        transform: none;
        border-radius: 32px;
        padding: 18px;
      }

      .floating-note {
        position: static;
        margin-top: 14px;
        transform: none;
        max-width: none;
      }

      section {
        padding: 76px 0;
      }

      .story-grid,
      .feature-mosaic {
        grid-template-columns: 1fr;
      }

      .mosaic-big {
        grid-column: auto;
      }

      .story-cell {
        border-right: none;
        border-bottom: 1px solid rgba(255,255,255,0.1);
      }

      .story-cell:last-child {
        border-bottom: none;
      }

      .process-row {
        grid-template-columns: 1fr;
      }

      .process-tag {
        grid-column: auto;
      }

      .cta-block {
        border-radius: 32px 32px 0 0;
        padding: 64px 24px;
      }
    }